The Benazir Income Support Programme (BISP) Kafalat Program continues to be a beacon of hope for millions of underprivileged families across Pakistan. The Kafalat Program aims to provide financial assistance to the most vulnerable segments of society, ensuring that they can meet their basic needs. As we approach the third phase of payments in 2024, it is essential to understand the details of the distribution process, the amount disbursed so far, and how beneficiaries can access their funds.
Overview of the BISP Kafalat Program
The BISP Kafalat Program is an initiative by the Government of Pakistan aimed at providing financial aid to low-income families. The program targets women, who are given a stipend to help support their households. This initiative not only aims to alleviate poverty but also to empower women by giving them financial autonomy.

The payment distribution under the Kafalat Program is carried out in phases to ensure systematic and efficient disbursement of funds. As of now, two phases have been successfully completed, and the third phase is about to commence.
Progress in the First Two Phases
In the first two phases of the Kafalat Program, significant progress has been made in terms of funds distribution. Here is a brief summary:
Phase | Amount Distributed (Rs) | Number of Beneficiaries |
---|---|---|
First Phase | 22 billion | 21 million |
Second Phase | 22 billion | 21 million |
Total | 44 billion | 42 million |
Key Achievements
- Total Amount Distributed: Rs 44 billion
- Total Beneficiaries: Over 42 million
These figures indicate the extensive reach and impact of the program, ensuring that a substantial portion of the population receives the necessary financial support.
Upcoming Third Phase of Payments
The third phase of the Kafalat Program payments is expected to begin shortly. While the exact dates are yet to be officially announced, beneficiaries are advised to stay informed through official BISP communications, including SMS notifications.

Eligibility and Payment Collection
If you have received an SMS from BISP indicating that your payment has been issued, you can collect your funds from any of the nearest BISP payment centers. It is crucial to follow the guidelines provided in the SMS to ensure a smooth collection process.
How to Check Your Payment Status
Beneficiaries can check their payment status through the following steps:
- SMS Notification: If you receive an SMS from BISP, it will contain details about your payment status and instructions for collection.
- Online Portal: Visit the official BISP website and enter your CNIC number to check your payment status.
- Helpline: Contact the BISP helpline for assistance.
Detailed Guide for Third Phase Beneficiaries
- Receive Notification: Confirm receipt of an SMS from BISP regarding your payment.
- Visit Payment Center: Go to the nearest BISP payment center with your original CNIC.
- Verification: Complete the verification process at the payment center.
- Receive Payment: Collect your payment once verification is successful.
Important Points to Remember
- Keep Your CNIC Safe: Ensure that your CNIC is not lost or damaged.
- Follow Instructions: Adhere to the guidelines provided in the SMS notification.
- Visit Authorized Centers: Only visit official BISP payment centers to avoid fraud.
Challenges and Solutions
While the BISP Kafalat Program has been largely successful, there are occasional challenges that beneficiaries might face, such as delays in payment or issues with verification. Here are some common challenges and their solutions:
Challenge | Solution |
---|---|
Delay in Payment | Contact BISP helpline or visit the nearest center |
Verification Issues | Ensure your CNIC details are up-to-date |
SMS Notification Not Received | Check your status online or contact BISP |
Conclusion
The BISP Kafalat Program continues to provide crucial support to millions of families across Pakistan. With Rs 44 billion already distributed to over 42 million beneficiaries in the first two phases, the third phase promises to extend this support even further. Beneficiaries should stay alert for SMS notifications and follow the outlined steps to collect their payments promptly. This initiative not only helps alleviate poverty but also empowers women, contributing to the overall socio-economic development of the country.
For the latest updates and detailed information, beneficiaries are encouraged to visit the official BISP website or contact the BISP helpline. Stay informed, stay safe, and ensure you receive the support you are entitled to through the BISP Kafalat Program.
Hame wazifa nahi Mila or kese mile ga